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中国保险汽车安全指数发布

来源:中国银行保险报发布时间:2019-12-07 08:4105 阅读: 72

12YUE2RI,ZHONGBAOYANQICHEJISHUYANJIUSHIYANZHONGXIN(BEIJING)YOUXIANGONGSI(YIXIAJIANCHENG“C- IASISHIYANZHONGXIN”)ZAIJINGFABUZHONGGUOBAOXIANQICHEANQUANZHISHU(YIXIAJIANCHENG“C-IASI”)5KUANCHEXINGCEPINGJIEGUO。C-IASISHIYANZHONGXINDONGSHIZHANGFANGZHONGYOUBIAOSHI,“ZAICHEXIANLINGYU,C-IASIKEZAIZHICHIBAOXIANGONGSITISHENGCHEXINGFENGXIANSHIBIENENGLIDETONGSHI,BUDUANTISHENGBAOXIANDUANGUANLIANFUWUSHUIPING,FUNENGCHEXIANSHUZIHUAYINGYONGZHUANXING。”

测试应用于承保

JUXI,C-IASIDECESHIZHUYAOFENWEISIGEBUFEN,FENBIESHI“NAIZHUANGXINGYUWEIXIUJINGJIXINGZHISHU”“CHENEICHENGYUANANQUANZHISHU”“CHEWAIXINGRENANQUANZHISHU”YIJI“CHELIANGFUZHUANQUANZHISHU”,CHENGJICONGHAODAOHUAIFENWEIG(YOUXIU)、A(LIANGHAO)、M(YIBAN)、P(JIAOCHA)。

BENCICESHISHEJICHEXINGBAOHANZHANGCHENGHAFUH6(2020KUANBOJINDOUSHIBAN)、GUANGQIBENTIANHAOYING(2020KUAN 240TURBO CVTJINGYINGBAN)、JILILINGKE03(2019KUAN 1.5TD-7DCT)、YIQIMAZIDAATEZI (2020KUAN 2.0L LANTIANHAOHUABAN),YIJISHANGQIDAZHONGPASATE(2020KUAN280TSISHANGWUBAN)。QIZHONG,ZAINAIZHUANGXINGYUWEIXIUJINGJIXINGZHISHU、CHENEICHENGYUANANQUANZHISHU、CHEWAIXINGRENANQUANZHISHUFANGMIAN,5KUANCHEXINGFENBIEHUODELEBUTONGDEPINGJIA。

NEIME,C-IASIRUHEYINGYONGYUQICHECHENGBAOFANGMIAN?

ZHONGBAOYANQICHEJISHUYANJIUYUANFUZONGCAIJIEBAOLINJIESHIDAO,YIJUCHELIANGWEIXIUJINGJIXINGDECESHIQINGKUANG,DUIQICHEJINXINGFENGXIANDENGJIHUAFEN,QIJIEGUOKEYONGYUXINGYECHESUNXIANJIZHUNFEILVZHONGDECHEXINGXISHUDEQUEDING,TEBIESHIYONGYUXINSHANGSHI、MEIYOULISHIPEIFUSHUJUDECHEXINGXISHUDEQUEDING。

车险费率的定价因子

ZAIGUOWAIFADAGUOJIADEQICHEBAOXIANFEILVZHIDINGZHONG,CHELIANGANQUANXINGHEWEIXIUJINGJIXINGYICHENGWEIZHONGYAODECHEXINGDINGJIAYINZI。CHEXINGFENGXIANFENJIZUOWEICHEXIANXINGYEFEILVTIXIDEZHONGYAOZUCHENGBUFEN,ZAIWOGUOYIZHIWEINENGJIANLIWANSHANDETIXI,JIDADIZHIYUELECHEXINGFENGXIANBAOFEIDINGJIADEJINGXIHUAFAZHAN。

JIEBAOLINBIAOSHI,RUOZHONGBAOYANYIJUSHICHEDISUPENGZHUANGWEIXIUJINGJIXINGHUAFENDECHEXINGFENGXIANDENGJIZAIGUONEINENGGOUDEDAOYINGYONG,JIUNENGGAIBIANBAOXIANXINGYEMUQIANXINSHANGSHICHEXINGXISHUZHINENGQU1.0JIZHUNZHIDEBEIDONGJUMIAN,CONGERJIASUTUIJINQICHEXINGYEGAIBIANSHEJI,TIGAOQICHEDENAIZHUANGXINGHEKEWEIXIUXING,JIANGDIQICHEDEWEIXIUJINGJIXING,WEIGUANGDABAOXIANCHEZHUTIGONGGENGJIAGONGPING、SHIHUIDEYOUZHIFUWU。

“MUQIANZHONGBAOYANYIDAJIANLECHEXINGFENGXIANDENGJIMOXING,BINGYIWANCHENG85KUANCHEXINGDEPENGZHUANGWEIXIUCESHI,CHUBUNENGMANZUXINGYEBAOXIANDINGJIADEXUQIU。”JIEBAOLINBIAOSHI,“XIWANGWEILAIYOUYIYUANDEBAOXIANGONGSIZAIGEZIDEZIZHUHEBAOXISHUSHANGYINGYONGZHONGBAOYANDECHEXINGFENGXIANDENGJIJIEGUO。”

今年明显改进

JUXI,TONGGUODUIBI2019NIANCESHIJIEGUO,2020NIANYICESHICHEXINGZAIANQUANSHEJIYUANQUANJISHUDENGSHIGUANQICHESHIYONGANQUANXING、JINGJIXINGSHANGJUNYOUMINGXIANGAIJINHETISHENG。LIRU,ZAIANQUANPEIZHISHANG,CEQILIANPEIBEILVYOU2019NIANDE59%TISHENGDAOLE86%;YOURUZAINAIZHUANGXINGYUWEIXIUJINGJIXINGFANGMIAN,JINNIANCESHICHEXINGHUODEJIAOCHA(P)PINGJIADEBILIDAFUXIAJIANG,CONG2019NIANDE70%JIANGWEI29%;CHENEICHENGYUANANQUANZHISHUHUODELIANGHAOJIYISHANGZHANBI,CONG2019NIANDE70%TISHENGDAO2020NIANDE100%。CHEWAIXINGRENANQUANYUCHELIANGFUZHUANQUANDEBIAOXIANDOUJIAOHAO,LIANGHAOJIYISHANGDEZHANBIDADAO100%。TONGSHI,ZAIDISUPENGZHUANGZHONG,QINANGQIBAOLVWEI14%, JIAO2019NIANDE26%YOUMINGXIANXIAJIANG,ZHEIJIANGBANGZHUXIAOFEIZHEJIANGDIYONGCHECHENGBEN。

DUIYUC-IASIDEHOUXUGONGZUOGUIHUA,C-IASISHIYANZHONGXINZONGJINGLILIUMINGBIAOSHI:“WEILAI,C-IASIJIANGJIXUBINGCHENGKEGUAN、GONGPING、GONGZHENGDEYUANZEKAIZHANCESHIPINGJIAGONGZUO,TUIDONGQICHEANQUANLINGYUJIANKANGFAZHAN。ZAICEPINGTIXIYANJIUFANGMIAN,C-IASIJIANGJIYUZHONGGUOSHIJIDAOLUJIAOTONGSHIGUTEZHENGYUCHEXINGFENGXIANFENJIJICHEXIANFENGXIANDINGJIAGUOJIJIEGUIDEBAOXIANXUQIU、CHENGBAOLIPEIZHUANYEHUABIAOZHUNHUAGUIFANHUAYUBUDUANGAISHANCHELIANGWEIXIUBAOYANGJINGJIXINGDENGSHIJISUQIU,JIEHEQICHE‘XINSIHUA’FAZHAN,JIANGJIADAKAIZHANTIXIJISHULUXIANTUHEQIANZHANJISHUYANJIUDENGFANGMIANDEGONGZUOLIDU,BUDUANWANSHANHEYOUHUACEPINGTIXI,C-IASIJIHUAMINGNIANSHIDANGSHIJIANTUICHUBINGSHIXINGXINBANZHONGGUOBAOXIANQICHEANQUANZHISHUPINGJIATIXI——《ZHONGGUOBAOXIANQICHEANQUANZHISHUGUICHENG(2020BAN)》。”


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